Credit Card designed for people new to credit

Apply for the Petal Visa™ Credit Card, they offer benefits and there is no annual fees (APR 14.74% – 25.74% Variable).

see if you are pre-approved for the petal visa credit card today

Petal Visa™ Credit Card

 Required Credit Score: No/Limited, Fair, Good Credit
Regular APR:
14.74% – 25.74% Variable

Credit Limits



  • Up to 1.5% cash back after making 12-on-time monthly payments. 1% cash back on purchases right away
  • No fee whatsoever. No late fee, international fee, annual fee, or any-kind-of-fee, fee.
  • Petal's mobile app makes it easy to manage your money, track your spending and automate payments.
  • See if you're pre-approved within minutes without impacting your credit score
  • No deposits required
  • Build credit alongside tens of thousands of Petal card members
  • Cash flow technology can help applicants without credit history get approved